Our Life After Programs are designed to help people pick themselves up and get them back on the road to home ownership. It is important to clear up your credit issues before shopping and making an offer on a home. We have helped thousands of people by reviewing their specific situation and coming up with a good Plan of Action toward obtaining their pre-approval letter.

We help renters overcome credit issues to become home owners.

We have all made financial mis-steps, we will not judge why you have poor credit. If your goal is to become a home owner, the lending institutions want to see proof that you are on the road to financial recovery. This means you will have to focus on paying down debt and improving your DTI.

The Home Buyers Assistance Program is here to help first time home buyers from start to finish.

After credit issues have been resolved, we finish the pre-approval process. A loan consultant will discuss loan options and the home loan process. We have the unique advantage of being a direct lender which allows for variety and flexibility of loan programs that you won’t often find at other companies. There are many types of loans and down payment assistance programs available. We help you find options that fit your circumstances.

Getting pre-approved empowers you.

• Saves time getting your loan processed
• Know your maximum budget
• Be ready to place a serious offer

All sellers will require a pre-approval letter. this letter means you are a serious buyer and you can afford the offer you are making on the house. We provide a FREE service to get you pre-approved for a home loan so you are prepared to compete during the bidding process.

Home Buyers Assistance is not a Real Estate Broker. We are here to educate new home buyers. You have nothing to lose, it won’t cost you a thing.